18 September 2006

Frequently Asked Questions About Health Care

Care2 Connect - Personal Messages: "Frequently Asked Questions About Health Care




Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.



Q. I just joined a new HMO. How difficult will it be to choose the doctor I want?
A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the doctors who were participating in the plan at the time the information was gathered. These doctors basically fall into two categories--those who are no longer accepting new patients, and those who will see you but are no longer part of the plan. But don't worry--the remaining doctor who is still in the plan and accepting new patients has an office just a half day's drive away!



Q. Well, can I get coverage for my pre-existing conditions?
A. Certainly, as long as they don't require any treatment.



Q. What happens if I want to try alternative forms of medicine?
A. You'll need to find alternative forms of payment.



Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the generic medication, but it gave me a stomach ache. What should I do?
A. Poke yourself in the eye.



Q. I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office?
A. Hard to say, but considering that all you're risking is the $10 co-payment, there's no harm giving him a shot at it.



Q. Will health care be any different in the next century?
A. No, but if you call right now, you might get an appointment by then. "

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